Forum Posts

Saral Credit
Jun 17, 2022
In General Discussions
A managing household budget is like stripping all the fun out of spending money. We have to avoid going out shopping no more eating out at a restaurant. Then whether it is golfing on weekends or chilling out with friends, everything is kept in the second or third priority. What is the budget? The budget shows how much money you have and how those funds are spent. It is essential to have a budget for building a financial future, which is an essential tool. By this, you can make the most out of money. If you want to have control over your money, then you should have a household budget. As everyone has a different financial situation, every person's foundation is different. Click for continue reading.... Source- https://www.saralcredit.com/article-how-to-prepare-household-budget-and-cut-your-debt
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Saral Credit
Jun 15, 2022
In General Discussions
The loan has become an unskippable part of human life. Whether you plan for your dream home or purchasing a new vehicle, you have multiple reasons to apply for a loan. You can apply through various banks and NBFCs, but whether you qualify for the loan or not matters the most. Click for continue reading... Source- https://www.saralcredit.com/article-How-to-Get-a-Loan-without-Cibil-score
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Saral Credit
Jun 13, 2022
In General Discussions
Believe it or not, loans have become a necessity in today's era. People with stable income sources have dreams to fulfill. However, they don't have enough funds to pay upfront and bring their dream into reality. That's the reason they always look for a reliable loan that can help them fulfill their dream with a small initial deposit and pay the rest via monthly instalments. Click for continue reading..... Source- https://www.saralcredit.com/article-criteria-that-bank-looks-before-approving-loan
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Saral Credit
Jun 10, 2022
In General Discussions
With the growing knowledge among the youth, more and more youngsters are taking personal loans for multiple purposes. Undoubtedly, banks are the big players in offering personal loans. Yet numerous lenders are now available to provide a higher amount to meet your emergency needs. Click for continue reading. Source- https://www.saralcredit.com/article-personal-loan-for-millenials
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Saral Credit
Jun 09, 2022
In General Discussions
These 9 Personal Finance rules are equally useful for young, youth and old. Hope you will find them simple, useful and handy. - Rule of 72 (Double Your Money) - Rule of 70 (Inflation) - 4% Withdrawal Rule - 100 Minus Age Rule - 10, 5, 3 Rule - 50-30-20 Rule - 3X Emergency Rule - 40â„… EMI Rule - Life Insurance Rule Click for continue reading- https://www.saralcredit.com/article-personal-finance-navratna-rules
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Saral Credit
Jun 09, 2022
In General Discussions
In today’s competitive era, everyone has a phase when they need emergency funds. In earlier days, people used to ask relatives for monetary support in an emergency or take payday loans within connections (with specific interest rates). This format extinct years back and digitization have taught human beings about all other options available for quick monetary support. Credit cards have become one of the most convenient options to borrow money from the bank in case of emergency and repay it within45 days. Don’t worry! You also have the option to convert your amount into monthly interest. Click for continue reading. Source- https://www.saralcredit.com/article-personal-loans-what-are-these-how-do-they-work
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Saral Credit
Jun 07, 2022
In General Discussions
Everyone across the globe has experienced the dent caused by the COVID-19 global pandemic. Not only India but all developed countries experienced considerable losses in terms of mankind and resources that resulted in a decline in the economy. According to the researchers, it will take nearly 4-5 years to recover from this pandemic and bring the economy back on track. Among all those affected, retail users are the most. Click for continue reading.... Source- https://saralcredit.com/article-impact-of-second-covid-wave-on-retail-loans-in-india
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Saral Credit
Jun 06, 2022
In General Discussions
Yes, because despite existence for over 2 decades (the bureau was set up in 2000) and has over 600 million individuals’ and 32 million business records, a larger population of those even present on the bureau record do not understand anything about this three figure numerical expression about their credibility. Click for continue reading.... Source- https://saralcredit.com/article-all-about-cibil-scores-and-how-they-affect-your-interest-rates
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Saral Credit
Jun 04, 2022
In General Discussions
There are a lot of misconceptions about personal loans that are floating around. For starters, people believe that personal loans are expensive and shouldn't be availed when it's possible to borrow money from friends and family. Others think that they are nothing but a Ponzi scheme run by the banks to take advantage of the common man. However, there is no truth to these statements. Personal loans are a great option to pick when you have to meet urgent cash requirements such as medical emergencies, home renovation, etc. They are completely safe and easily affordable too. Click for continue reading... Source- https://saralcredit.com/article-what-you-must-know-before-applying-for-a-personal-loan
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